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As traditional Long-Term Care (LTC) insurance becomes increasingly expensive and underwriting continues to get more difficult, Hybrid LTC policies that bundle a life insurance or annuity policy with LTC coverage are finding wider appeal. 

The SHWM team works with nonprofits, including endowments and foundations, to provide thoughtful, goal-oriented wealth management services.

Our service and attention extends into all aspects of the Smith & Howard culture, including our conference rooms and executive meeting space.


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