Retirement Plan Consulting
Plans that work for you and your employees.
As a business owner or executive, you feel the profound responsibility of supporting your employees in planning for retirement. You want to be the kind of company investing in your employees’ long-term financial health. Smith and Howard Wealth Management can help you evaluate the best way to do that.
Unlike many firms, we do not sell or endorse proprietary products. Instead, we serve as consultants to help you design the right retirement plan solution such as structured profit sharing, a 401(k) plan, a cash balance plan or a traditional defined benefit plan. Our relationships with top retirement plan service providers allow us to present you with realistic and objective options that match your needs with the services of the provider.
Our advisors are with you every step of the way, helping you understand and address your role as fiduciary, meeting with plan trustees to establish priorities and helping guide development of the investment policy statement. We even help the plan sponsor determine the investment lineup or investment allocation for the plan.
Additionally, we can assist with 401(k) conversion services: searching for a new plan provider, working with you and your provider on plan design changes, monitoring the conversion and scheduling employee education and enrollment meetings.
Long after your plan is in place, we’ll be with you to provide state-of-the-plan review meetings, quarterly performance reviews, monitoring for compliance and assisting with such things as potential Department of Labor (DOL) audits.
We’re committed to understanding your business needs and investment requirements, while remaining available and responsive to you throughout the year. You can trust Smith and Howard Wealth Management to be objective at all times – looking out only for your best interests.