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Given the stock market’s higher volatility during the last few months of 2015 and the start of 2016, let’s look at the volatility itself, the major causes, and how it has affected our asset class allocation decisions for 2016. 

With the end of the year fast approaching, it’s time to consider additional tax saving strategies for this year (and for the future).

Late this summer, a large life insurance company raised the amount they deduct monthly from the policy's accumulation value. For policyholders, this could mean a change in premium payments or a decreate in coverage.

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