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Schwab is a registered broker-dealer, and is not affiliated with any advisor(s) whose name(s) appear(s) on this Web site. Smith & Howard Wealth Management provides investment advisory services for your account. Schwab has agreements with Smith & Howard Wealth Management under which Schwab provides Smith & Howard Wealth Management with services related to your account. Schwab does not review the Smith & Howard Wealth Management site, and makes no representation regarding the content of the Web site. The information contained in the Smith & Howard Wealth Management Web site should not be considered to be either a recommendation by Schwab or a solicitation of any offer to purchase or sell any securities.

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